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Mortgage broker ads in San Jose: US$19.31 a click

A Google Ads click for a mortgage broker in San Jose costs US$19.31 at the search-weighted average (2,482 searches a month, Google Ads via DataForSEO, pulled October 2026). Searches over the last 12 months are up 212.2% on the 12 months before.

The 10-second read
Click price, weighted avg
US$19.31
Searches a month
2,482
Year on year
up 212.2%
Click cost per booked loan
put in your rates

There is a sourced lead rate for mortgage broker (2.64% of clicks call or fill a form; US benchmark, LocaliQ 2026, Finance & Insurance) but no sourced booking rate, so this page prints no cost per booked loan. Put in your own booking rate in the planner below to see it.

In San Jose, the lowest click price on this page is near me at US$9.38. The highest click price on this page in San Jose is specific jobs at US$31.42.

Cost per booked loan

What a booked loan costs in clicks

There is a sourced lead rate for mortgage broker (2.64% of clicks call or fill a form; US benchmark, LocaliQ 2026, Finance & Insurance) but no sourced booking rate, so this page prints no cost per booked loan. Put in your own booking rate in the planner below to see it.

Cost per booked loan in San Jose is the click price divided by the lead rate times the booking rate. The rates are national benchmarks, not San Jose figures; the planner below starts from them and you can change both.

Intent groupClick pricePer booked loan
General searchesUS$18.53put in your rates
Near meUS$9.38put in your rates
Specific jobsUS$31.42put in your rates

Each row uses the same two rates as the sentence above, so the order follows click price.

By intent

Where the mortgage broker searches are in San Jose

Searches split by what the searcher typed. The two tags rank the groups on this page by click price; they are rankings, not verdicts.

General searches are the largest share of counted search volume in San Jose, at 89.0%.

In San Jose, specific jobs has the highest click price among the counted intent groups, at US$31.42 a click.

General searches

“mortgage broker”, “home loan broker”
Searches a month2,208, 89.0% of counted searches
Click price, weighted avgUS$18.53

Near me

Lowest click price on this page
“mortgage broker near me”
Searches a month56, 2.3% of counted searches
Click price, weighted avgUS$9.38
In San Jose, 1st of 3 niches on this page by click price, the lowest.

Specific jobs

Highest click price on this page
“first home buyer loan”, “refinance home loan”, “investment property loan”, “home loan pre-approval”, “self employed home loan”, “construction loan broker”, “mortgage broker fees”
Searches a month218, 8.8% of counted searches
Click price, weighted avgUS$31.42
In San Jose, 3rd of 3 niches on this page by click price, the highest.

Related keywords

Not counted
“best home loan rates”
Searches a month10
Click price, weighted avgUS$14.03
Related keywords sit next to this service but are not counted in the searches or the search-weighted average click price above.
Plan

Plan a month of mortgage broker ads in San Jose

Put in your own value per loan and margin. The call and booking rates start at the benchmarks named under each box; change them to your own.

What the budget buys (worked example)

Clicks a month
51.8
Calls or forms
1.4
Booked loans
put in yours
Click cost per booked loan
put in yours

US$1,000 at US$19.31 a click buys about 51.8 clicks a month.

Put in your call and booking rates to see how many booked loans this buys.

Put in your value per loan and your margin to see whether this pays back.

Keywords

Every mortgage broker keyword tracked in San Jose

Monthly searches are the average of the last 12 months. Related keywords are shown for context and are not counted in any total on this page.

The most-searched mortgage broker keywords in San Jose are “mortgage broker” (2,198 searches a month at US$18.53 a click), “home loan pre-approval” (126 searches a month at US$40.08 a click), and “mortgage broker near me” (56 searches a month at US$9.38 a click).

In San Jose, “self employed home loan” is the keyword furthest from the country median: US$56.72 a click, 136.1% above the US$24.02 median click price for mortgage broker across this country's tracked cities.

In San Jose, “self employed home loan” is the least-searched of the counted keywords tracked here, at 2 searches a month.

In San Jose, 6 of the 10 counted mortgage broker keywords tracked here have a recorded Google click price.

KeywordIntentSearchesClick
mortgage brokerGeneral searches2,198US$18.53
home loan brokerGeneral searches10no price
mortgage broker near meNear me56US$9.38
home loan pre-approvalSpecific jobs126US$40.08
first home buyer loanSpecific jobs48US$7.90
investment property loanSpecific jobs14no price
mortgage broker feesSpecific jobs12no price
refinance home loanSpecific jobs12US$30.29
construction loan brokerSpecific jobs4no price
self employed home loanSpecific jobs2US$56.72
best home loan rates
Related, not counted
Related keywords10US$14.03
Ranks and trend

How San Jose compares in the United States

Over the 48 months tracked, mortgage brokers searches in San Jose peaked in April 2026 at 22,420 and were lowest in June 2023 at 330. San Jose's single latest tracked month is down 26.9% on the same month a year ago and down 44.9% on the same month two years ago (a one-month comparison, not the rolling 12-month year-on-year figure above). In San Jose, the keyword changing fastest year on year is "mortgage broker", up 660.2%.

  • San Jose is 9th of 50 United States cities by click price, mid-table.
  • San Jose is 2nd of 50 United States cities by monthly searches, among the three highest.
  • San Jose is 2nd of 6 California cities by click price, among the three lowest.
  • San Jose is 1st of 6 California cities by monthly searches, the highest.
  • For this service, San Jose sits in California, which is 28th of 31 states by businesses per 10,000 people, mid-table (an average of 0.6 businesses per 10,000 people across California).
  • San Jose's 125.1 searches a month per 100,000 people is above the country-wide rate of 20.9 for this service.
  • San Jose's median mortgage broker click price of US$19.31 is 19.6% below the country median of US$24.02.
  • Counted searches over the last 12 months are up 212.2% on the 12 months before.
  • In San Jose, searches peak in April, about 464.6% above the monthly average, and are lowest in August.
Businesses

Mortgage broker businesses in San Jose

The US Census Bureau counts 92 businesses in this industry in San Jose-Sunnyvale-Santa Clara, CA (2023), about 0.5 for every 10,000 people.

What is counted: employer establishments.

Counts cover businesses with employees; most sole traders are not included.

Population: 1,984,473 (San Jose-Sunnyvale-Santa Clara, CA). Source: US Census Bureau Population Estimates Program (PEP), MSA/micropolitan estimates, vintage 2023.

Business counts are never compared across countries on this site: each country's statistics agency counts a different set of businesses.

6 countries

Mortgage broker click prices in 6 countries

United States is 6th of 6 countries by median mortgage broker click price (lowest first), all in US$ at the Federal Reserve H.10 September 2026 average.

CountryMedian click (US$)Searches per 100,000 peopleCities
IrelandUS$9.4896.75
New ZealandUS$12.2197.66
CanadaUS$12.7144.313
AustraliaUS$19.96140.925
United KingdomUS$20.6134.125
United States
this page's country
US$24.0220.950

Medians across each country's tracked cities, same pull month. Each country uses its own keyword set and its own name for the service. Only click prices and searches are compared across borders; business counts are not.

Rules

Rules for mortgage brokers in the United States

Licensing is set by each state. Mortgage loan originators are also registered federally via the NMLS, but the license itself is issued by the state.

FAQ

Questions people ask about mortgage broker ads in San Jose

How much does a Google Ads click cost for a mortgage broker in San Jose?

US$19.31 a click at the search-weighted average across the counted mortgage broker search terms in San Jose (Google Ads via DataForSEO, pulled October 13, 2026). San Jose is 9th of 50 United States cities by click price, mid-table.

How many people search for a mortgage broker in San Jose each month?

2,482 searches a month on average over the last 12 months, up 212.2% on the 12 months before (Google Ads via DataForSEO, pulled October 13, 2026).

What does a booked loan cost in clicks for mortgage brokers in San Jose?

There is a sourced lead rate for mortgage broker (2.64% of clicks call or fill a form; US benchmark, LocaliQ 2026, Finance & Insurance) but no sourced booking rate, so this page prints no cost per booked loan. Put in your own booking rate in the planner below to see it.

Where do the numbers on this page come from?

Searches and click prices: Google Ads via DataForSEO, pulled October 13, 2026. Lead rate: LocaliQ 2026 (US benchmark). Population and business counts: US Census Bureau County Business Patterns (CBP) 2022, bulk file cbp22msa.zip (NAICS x MSA) (Mortgage and Nonmortgage Loan Brokers). Every source is listed at the bottom of this page.

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Method

Search terms: a fixed keyword set per service for United States, tagged by intent (general, near me, urgent and specific jobs), targeted to San Jose with Google Ads location codes, not a text match.

Monthly searches is the average of the last 12 months, summed across the counted keywords. Related keywords are listed but never counted.

Click price is the search-weighted average click price across the counted keywords (sum of each keyword's click price times its monthly searches, divided by total searches), as Google Ads reports the per-keyword prices via DataForSEO.

Year on year compares the last 12 months of counted searches with the 12 months before.

Cost per booked loan is the click price divided by the lead rate times the booking rate. The lead rate is LocaliQ's US share of clicks that become calls or forms for the closest industry (US benchmark); the booking rate is ServiceTitan's share of calls that book, for trades (US/Canada benchmark). Where either rate has no source, the page prints no number.

Google Ads reports click prices in US$, so no currency conversion applies.

The tags “Lowest click price on this page” and “Highest click price on this page” rank the intent groups on this page by click price. They are rankings, not verdicts.

Sources

Data and sources

Search data pulled October 13, 2026. Google Keyword Planner estimates via DataForSEO, not what you will pay at auction; your own Google Ads account shows your real price.

DatasetLicense
DataForSEO, retrieved October 13, 2026
DataForSEO Terms of Service (paid API)
US benchmark lead rate (calls and forms), Finance & Insurance
Published benchmark, cited
Business counts, 2023
US government work / public domain
Population

Related: Mortgage broker in Los Angeles, Mortgage broker in Riverside, Mortgage broker in San Francisco, Mortgage broker across United States, All services in San Jose.

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