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Mortgage broker ads in Rockhampton, by opportunity

A Google Ads click for a mortgage broker in Rockhampton costs A$2.74 at the median (97 searches a month, pulled October 2026, Google Ads via DataForSEO). No margin or call-to-book rate is published for mortgage brokers here, so the payback figures need your own. No niche clears the Quick cash, Big tickets or Client book tests on these numbers, so the plan below works niche by niche.

The 10-second read
Worked example: loan values are from published sources; call and booking rates are US averages. Put in your own numbers below.

No margin or call-to-book rate is published for mortgage brokers here, so the payback figures need your own.

Dot colour: a niche pays back within the US benchmark call rate (green), needs up to twice that call rate (amber), or needs more than twice that call rate (red); a red niche only reads "needs repeat work or a bigger loan" when its break-even call rate is over 100%. Teal means no urgent-intent benchmark exists for this niche, so compare the break-even rate with your own call rate instead.

Fresh
Pulled 2026-10-12. Next refresh January 2027.
Prices partial
4 of 11 keywords have a Google price.
Volumes steadier
4 of 11 keywords flagged volatile.
Keywords tracked
11 keywords tracked; 7 have no Google price.
The niches

Where the money is, by niche

No niche clears a payback test on these numbers, so every niche is shown together. Figures use Rockhampton click prices and the loan rates in the plan below; change the rates there and these update.

Every niche Put in your rates
No niche clears the payback tests yet
General and near me, First home buyer loan, Investment property loan, Refinance home loan, Construction loan, Self-employed home loan
Searches a month97, 100% of all core keywords
Figures for General and near me, the strongest here
General and near me A$20.81 (strongest) · First home buyer loan A$2.74 · Investment property loan A$2.74 · Refinance home loan A$26.33 · Construction loan A$2.74 · Self-employed home loan A$2.74
General and near me: Worked example (put in yours) · None confidence (margin: None)
First home buyer loan: No price source yet: put in yours · None confidence (loan value: None)
Investment property loan: No price source yet: put in yours · None confidence (loan value: None)
Refinance home loan: No price source yet: put in yours · None confidence (loan value: None)
Construction loan: No price source yet: put in yours · None confidence (loan value: None)
Self-employed home loan: No price source yet: put in yours · None confidence (loan value: None)
Cost per click · Medium confidenceA$20.81
Mortgage broker revenue per settled loan (worked example)A$4,569
Profit on the loanput in yours
Click cost per loanput in yours
Pays back ifput in yours
Fits if you can put in your own loan value, call rate and margin.
Needs your own numbers in the plan below.
Worked example inputs: 0.63% upfront commission (ASIC Report 516 - Review of mortgage broker remuneration + Mozo - Mortgage broker fees guide) x A$731,000 average loan size (Canstar (citing ABS Lending Indicators))
Plan Every niche
Plan a segment

Every niche: General and near me

No niche clears the payback tests yet. General and near me covers 'mortgage broker', 'home loan broker', 'mortgage broker near me', 'home loan pre-approval', 'mortgage broker fees' and 'best home loan rates': 76 searches a month at A$20.81 a click.

Niche to plan
Loan rates for General and near me

What A$1,000 a month buys in Every niche (worked example)

0.0 clicks0.0 calls0.0 loans

Enter a budget and the loan rates to see what this segment buys.

Keywords in Every niche

mortgage broker36 a month, A$2.74
General and near me. Close to the typical click here.
refinance home loan13 a month, A$34.69
Refinance home loan. Above the typical click here.
home loan pre-approval10 a month, no price
General and near me. No price from Google; cap it and read your own cost per click.
best home loan rates10 a month, A$10.99
General and near me. Above the typical click here.
mortgage broker near me9 a month, A$10.15
General and near me. Above the typical click here.
first home buyer loan8 a month, no price
First home buyer loan. No price from Google; cap it and read your own cost per click.
home loan broker8 a month, no price
General and near me. No price from Google; cap it and read your own cost per click.
investment property loan8 a month, no price
Investment property loan. No price from Google; cap it and read your own cost per click.
mortgage broker fees3 a month, no price
General and near me. No price from Google; cap it and read your own cost per click.
construction loan broker1 a month, no price
Construction loan. No price from Google; cap it and read your own cost per click.
self employed home loan1 a month, no price
Self-employed home loan. No price from Google; cap it and read your own cost per click.

Every keyword here belongs to a niche. See the full keyword table.

Compare

Every niche, grouped by segment

Tap Plan on a niche to plan it. Use Sort to re-order. Green pays back within the US benchmark call rate, amber needs up to twice that, red needs more.

Sort
General and near meWorked example (put in yours)
Searches a month76, incl. related keyword "best home loan rates" (10/mo)
Cost per clickA$20.81
Mortgage broker revenue per settled loan (worked example)A$4,569 (worked example)
ConfidenceNone
Click cost per loanput in yours
Profit on the loanput in yours
Pays back ifput in yours
Refinance home loanNo price source yet: put in yours
Searches a month13
Cost per clickA$26.33
Typical loanput in yours
ConfidenceNone
Click cost per loanput in yours
Profit on the loanput in yours
Pays back ifput in yours
First home buyer loanNo price source yet: put in yours
Searches a month8
Cost per clickA$2.74
Typical loanput in yours
ConfidenceNone
Click cost per loanput in yours
Profit on the loanput in yours
Pays back ifput in yours
Investment property loanNo price source yet: put in yours
Searches a month8
Cost per clickA$2.74
Typical loanput in yours
ConfidenceNone
Click cost per loanput in yours
Profit on the loanput in yours
Pays back ifput in yours
Construction loanNo price source yet: put in yours
Searches a month1
Cost per clickA$2.74
Typical loanput in yours
ConfidenceNone
Click cost per loanput in yours
Profit on the loanput in yours
Pays back ifput in yours
Self-employed home loanNo price source yet: put in yours
Searches a month1
Cost per clickA$2.74
Typical loanput in yours
ConfidenceNone
Click cost per loanput in yours
Profit on the loanput in yours
Pays back ifput in yours
Google data+
Searches and click prices, Rockhampton, pulled 2026-10-12.
Published price guides+
Typical loan sizes from published Australian sources: general and near me (retrieved October 2026). No price source yet for first home buyer loan, investment property loan, refinance home loan, construction loan and self-employed home loan: put in yours.
US benchmarks+
2.64% of mortgage broker clicks convert (US benchmark, LocaliQ 2026); no call-to-book benchmark is published for mortgage brokers; put in yours. No Australian equivalent published.
Assumptions+
NicheLoan value (default)Clicks that callCalls that bookMargin per extra loanRepeatConfidence
General and near meA$4,569 (worked example)2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance)put in yoursput in yoursput in yoursNone
First home buyer loanput in yours2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance)put in yoursput in yoursput in yoursNone
Investment property loanput in yours2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance)put in yoursput in yoursput in yoursNone
Refinance home loanput in yours2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance)put in yoursput in yoursput in yoursNone
Construction loanput in yours2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance)put in yoursput in yoursput in yoursNone
Self-employed home loanput in yours2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance)put in yoursput in yoursput in yoursNone
Clicks to a loan = clicks that call x calls that book. Every figure above is editable in the plan; repeat loans per client are left blank, put in yours.
Keywords

Keyword table

Two keywords carry more than half of the searches. Each keyword is tagged with the segment its niche belongs to; the shared pool can feed any of them. Google rounds search volumes and estimates prices; treat small differences as noise. "Top-of-page bid, low to high" is Google Ads' own estimate of what you would need to bid to show near the top of the results page, not a price anyone has paid.

Type
11 of 11 keywords, 107 searches a month
Sort
mortgage brokerWorked example (put in yours)
General and near me. Close to the typical click here.
Searches a month36
Cost per click (A$)A$2.74
Cost per click (US$)US$1.95
Competition index19
TypeGeneric
VolatileYes
Top-of-page bid, low to highA$11.34 to A$31.29
refinance home loanNo price source yet
Refinance home loan. Above the typical click here.
Searches a month13
Cost per click (A$)A$34.69
Cost per click (US$)US$24.68
Competition index87
TypeService
VolatileYes
Top-of-page bid, low to highA$13.69 to A$38.97
home loan pre-approvalWorked example (put in yours)
General and near me. No price from Google; cap it and read your own cost per click.
Searches a month10
Cost per click (A$)no data
Cost per click (US$)no data
Competition index0
TypeService
VolatileNo
Top-of-page bid, low to highno data
best home loan ratesWorked example (put in yours)
General and near me. Above the typical click here.
Searches a month10
Cost per click (A$)A$10.99
Cost per click (US$)US$7.82
Competition indexno data
TypeAdjacent
VolatileNo
Top-of-page bid, low to highno data
mortgage broker near meWorked example (put in yours)
General and near me. Above the typical click here.
Searches a month9
Cost per click (A$)A$10.15
Cost per click (US$)US$7.22
Competition index61
TypeNear me
VolatileNo
Top-of-page bid, low to highA$14.86 to A$22.78
first home buyer loanNo price source yet
First home buyer loan. No price from Google; cap it and read your own cost per click.
Searches a month8
Cost per click (A$)no data
Cost per click (US$)no data
Competition indexno data
TypeService
VolatileNo
Top-of-page bid, low to highno data
home loan brokerWorked example (put in yours)
General and near me. No price from Google; cap it and read your own cost per click.
Searches a month8
Cost per click (A$)no data
Cost per click (US$)no data
Competition index100
TypeGeneric
VolatileNo
Top-of-page bid, low to highno data
investment property loanNo price source yet
Investment property loan. No price from Google; cap it and read your own cost per click.
Searches a month8
Cost per click (A$)no data
Cost per click (US$)no data
Competition index0
TypeService
VolatileNo
Top-of-page bid, low to highno data
mortgage broker feesWorked example (put in yours)
General and near me. No price from Google; cap it and read your own cost per click.
Searches a month3
Cost per click (A$)no data
Cost per click (US$)no data
Competition indexno data
TypeService
VolatileNo
Top-of-page bid, low to highno data
construction loan brokerNo price source yet
Construction loan. No price from Google; cap it and read your own cost per click.
Searches a month1
Cost per click (A$)no data
Cost per click (US$)no data
Competition indexno data
TypeService
VolatileYes
Top-of-page bid, low to highno data
self employed home loanNo price source yet
Self-employed home loan. No price from Google; cap it and read your own cost per click.
Searches a month1
Cost per click (A$)no data
Cost per click (US$)no data
Competition indexno data
TypeService
VolatileYes
Top-of-page bid, low to highno data
Market backdrop

The market every segment shares

These numbers don't pick a segment for you. They set the size of the prize and the price of entry for all of them.

Market size
Small
97 searches a month, 23rd of 25 cities by monthly searches, among the three fewest
Momentum
Steady
-3.3% vs prior 12 months; job ads -11.0%
Click cost
Cheap
A$2.74 typical, 1st of 25 cities by median cost per click, the cheapest
Rivals per head
Average
28.05 mortgage broker businesses per 10,000 people in Queensland; 4th of 8 states and territories by businesses per 10,000 people, mid-table
Searches per business
Thin
0.4 a month per business (estimate).
Rockhampton in Qld

Mortgage broker ads across 8 Qld cities

1st of 8 QLD cities by median cost per click, the cheapest. 8th of 8 QLD cities by monthly searches, the fewest.

City Cost per click (A$, median) Searches a month Searches per 10,000 people
Brisbane A$30.84 4,876 17.2
Gold Coast A$27.74 1,036 13.6
Sunshine Coast A$35.35 290 6.8
Townsville A$23.40 233 12.2
Toowoomba A$24.02 172 11.2
Cairns A$29.18 168 10.2
Mackay A$28.05 119 13.3
Rockhampton A$2.74 97 11.6

Searches per 10,000 people use each city's own population (ABS 2025). Bold is Rockhampton.

Where Rockhampton sits

Mortgage broker ads across the 25 cities

Bunbury has the dearest clicks (A$43.43) and Rockhampton the cheapest (A$2.74). Rockhampton is 1st of 25 cities by median cost per click, the cheapest, and 23rd of 25 cities by monthly searches, among the three fewest.

City Cost per click (A$, median) Searches a month Change vs last year
Bunbury
43
98
+1.7%
Bendigo
42
133
+35.6%
Geelong
35
192
-10.5%
Sunshine Coast
35
290
-2.8%
Perth
35
3,228
-27.9%
Hobart
33
169
-22.5%
Wollongong
32
272
-3.8%
Canberra
32
562
-54.1%
Brisbane
31
4,876
-47.9%
Melbourne
30
8,392
-39.0%
Wagga Wagga
29
75
-5.3%
Cairns
29
168
-3.3%
Mackay
28
119
+2.1%
Central Coast
28
337
-5.2%
Gold Coast
28
1,036
-24.8%
Sydney
28
8,805
-34.3%
Newcastle
27
389
-33.7%
Adelaide
26
1,916
-28.3%
Darwin
26
120
-29.8%
Toowoomba
24
172
-22.8%
Townsville
23
233
-31.2%
Launceston
22
113
-37.3%
Albury-Wodonga
17
86
-4.6%
Ballarat
14
119
-14.9%
Rockhampton
2.74
97
-3.3%

Sorted by cost per click, dearest first. The number in each cell is the value and the bar behind it shows its size. Prices from A$10 up are rounded to the dollar; prices under A$10 show cents; a city with no Google price sits at the bottom. Amber bars are falls in change vs last year. A dark dot marks a capital city. Rockhampton is in bold with darker bars.

Competition

Competition in Queensland

Business counts and job ads are published by state, not by city, so this section shows Queensland figures for mortgage brokers; every Qld city in this set shares them.

The business count uses ANZSIC 6419 Other Auxiliary Finance and Investment Services and job ads use ANZSCO 2221 Financial Brokers, the closest published codes; they cover more businesses than mortgage brokers alone.

Businesses, June 2025
15,906
New entries, FY2025
2,332
Exits, FY2025
1,837
Both falling, year on year
-11.0% job ads
-3.3% searches

Mortgage broker job ads in Qld and mortgage broker searches in Rockhampton, each against the year before.

Mortgage broker businesses per 10,000 people
NT
9.90
Tas
16.62
ACT
22.64
Qld
28.05
SA
28.41
WA
28.73
Vic
36.03
NSW
43.92

Qld is 4th of 8 states and territories by businesses per 10,000 people, mid-table.

Estimate: searches per business, Rockhampton: 0.4 a month (assumes even business density across Queensland; Rockhampton holds 1.5% of Queensland's population).

Demand

Four years of mortgage broker searches in Rockhampton

Mortgage broker searches in Rockhampton are about level with the year before (-3.3%), averaging 97 a month. The last 12 months are in dark blue.

Sep 2022 to Aug 2023
1,270
Sep 2023 to Aug 2024
1,340
Sep 2024 to Aug 2025
1,200
Sep 2025 to Aug 2026
1,160

Total searches in each 12-month block.

Seasons

Seasonality

J F M A M J J A S O N D

February is the peak month, running 18.3% above the average month for mortgage broker searches in Rockhampton; June is the quietest, 20.3% below.

Rules

Advertising rules

The advertising rules for this profession are set nationally; read the guidance from the ASIC (credit licensing) before you write ad copy. For general advertising and consumer-law obligations, see the ACCC advertising and selling guide.

FAQ

Questions people ask about mortgage broker ads in Rockhampton

What does a Google Ads click cost for a mortgage broker in Rockhampton?

A$2.74 a click is the typical (median) cost across all mortgage broker search terms in Rockhampton (Google Ads via DataForSEO, pulled 2026-10-12). That is 1st of 25 cities by median cost per click, the cheapest.

How many people search for a mortgage broker in Rockhampton each month?

97 searches a month on average over the last 12 months, about level with the year before (Google Ads via DataForSEO, pulled 2026-10-12).

Which mortgage broker loan pays back fastest on Google Ads in Rockhampton?

No margin or call-to-book rate is published for mortgage brokers here, so the payback figures need your own. Put in your own numbers in the planner to see which pays back.

How does Rockhampton compare with other Qld cities for mortgage broker ads?

Rockhampton is 1st of 8 QLD cities by median cost per click, the cheapest, and 8th of 8 QLD cities by monthly searches, the fewest (Google Ads via DataForSEO, pulled 2026-10-12).

Where do the numbers on this page come from?

Google Ads search volume and cost per click from DataForSEO (pulled 2026-10-12); loan values from published Australian sources where one exists; click-to-call and call-to-book rates from US industry benchmarks; business counts from the ABS. Full sources are listed at the bottom of this page.

The wider set

Where this page sits

This is one of 541 pages: 22 services across 25 cities, all listed on the data hub. Every page uses the same keyword method, pull date and formulas, so figures compare directly.

Service
Professional services
Mortgage broker in Rockhampton, this page
Other services in Rockhampton
Place
Australia, 25 cities
Queensland, 8 cities in this set
Mortgage broker in the other 24 cities

Business counts and job ads are published by state, so the Qld figures on this page cover the whole state, not just Rockhampton; search volumes and click prices are pulled for Rockhampton itself.

The Teardown · Free

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Method

Search terms: a fixed keyword set per service, tagged by intent (service, generic, near me and adjacent), targeted to each city using Google Ads city-level location codes, not a text match.

Headline monthly searches is the mean of the last 12 months of the core keyword set; the full 48-month series is shown on the chart.

Year-on-year change is total core-keyword searches in the last 12 months against the 12 months before that, for Rockhampton's own totals (the two most recent 12-month blocks in the demand table).

Headline cost per click is the volume-weighted median of each keyword's mean cost per click over the core set, called "typical cost per click (median)" throughout. The top-of-page bid is shown separately with its own label; the highest single-keyword cost per click is never the headline.

A keyword is flagged Volatile when its 24-month maximum is 2.5 times its minimum or more, or when a single month makes up 40% or more of its 12-month total. Volatile keywords stay in the totals.

Prices convert from Google Ads US dollars to Australian dollars at the US Federal Reserve's H.10 monthly average rate for September 2026 (1 AUD = 0.7115 USD). Ranks compare cost per click (cheapest to dearest) and monthly searches (most to fewest) across the 25 cities with data for this service and across the cities in the same state, and business density (fewest to most) across 8 states and territories; a trend is only stated when the change is 5% or more.

Segments: each niche is tagged by how its own numbers pay back. Quick cash clears its ad cost on the first loan; Big tickets have the largest profit per loan in the service; Client book pays back over 12 months of repeat visits. A niche can carry up to two tags, or none ("not proven on these numbers") if neither test clears the bar. A niche with no published price carries "No price source yet" and asks you to put in yours. General and near-me keywords sit in a shared pool.

Confidence: each niche carries a confidence level (High/Medium/Low/None) for its weakest input among search volume, click price, loan value and margin. High means sourced for this exact city or an official AU figure. Medium means AU-sourced but national or industry-level. Low means a single weak source, an overseas figure or a US benchmark. None means no sourced figure; put in your own.

The modelled figure on this page is "searches per business" in the competition section, which assumes business density is even within a state, so a city's share of state businesses is approximated by its share of state population; it is the only number tagged "(estimate)". The segment cards, niche table and plan are a worked example using example loan rates you can replace with your own. Every other figure is a direct read from the source cited in the data section.

Data and sources

Next refresh planned January 2027. Download the monthly data as CSV.

DatasetLicence
DataForSEO Google Ads search volume
DataForSEO, retrieved 2026-10-12
DataForSEO Terms of Service (paid API licence)
ABS Counts of Australian Businesses (CABEE)
Australian Bureau of Statistics
CC BY 4.0
ABS Estimated Resident Population
Australian Bureau of Statistics
CC BY 4.0
JSA Internet Vacancy Index, ANZSCO 2221
Jobs and Skills Australia
CC BY 4.0 International
US Federal Reserve H.10 Foreign Exchange Rates
Board of Governors of the Federal Reserve System
Public domain (US government work)

Search data pulled 2026-10-12 from Google Ads via DataForSEO. Prices in A$ at the US Federal Reserve September 2026 average (1 AUD = 0.7115 USD). Method, sources and CSV.

Google Keyword Planner estimates via DataForSEO, not what you'll pay at auction; your own Google Ads account shows your real price.

About this data

Search volumes and click prices are licensed from DataForSEO (Google Ads data) and can't be re-pulled without a paid account. Business counts, job ads and exchange rates are open government data you can download yourself. Published by Sixty Steps, which runs ad accounts for local businesses.

Related: Mortgage broker in Brisbane, Mortgage broker in Gold Coast, Mortgage broker in Sunshine Coast, Mortgage broker across Australia.

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