Mortgage broker ads in Newcastle, by opportunity
A Google Ads click for a mortgage broker in Newcastle costs A$26.68 at the median (389 searches a month, pulled October 2026, Google Ads via DataForSEO). No margin or call-to-book rate is published for mortgage brokers here, so the payback figures need your own. No niche clears the Quick cash, Big tickets or Client book tests on these numbers, so the plan below works niche by niche.
No margin or call-to-book rate is published for mortgage brokers here, so the payback figures need your own.
Dot colour: a niche pays back within the US benchmark call rate (green), needs up to twice that call rate (amber), or needs more than twice that call rate (red); a red niche only reads "needs repeat work or a bigger loan" when its break-even call rate is over 100%. Teal means no urgent-intent benchmark exists for this niche, so compare the break-even rate with your own call rate instead.
Where the money is, by niche
No niche clears a payback test on these numbers, so every niche is shown together. Figures use Newcastle click prices and the loan rates in the plan below; change the rates there and these update.
Every niche: General and near me
No niche clears the payback tests yet. General and near me covers 'mortgage broker', 'home loan broker', 'mortgage broker near me', 'home loan pre-approval', 'mortgage broker fees' and 'best home loan rates': 368 searches a month at A$30.28 a click.
What A$1,000 a month buys in Every niche (worked example)
Enter a budget and the loan rates to see what this segment buys.
Keywords in Every niche
Every keyword here belongs to a niche. See the full keyword table.
Every niche, grouped by segment
Tap Plan on a niche to plan it. Use Sort to re-order. Green pays back within the US benchmark call rate, amber needs up to twice that, red needs more.
Google data+
Published price guides+
US benchmarks+
Assumptions+
| Niche | Loan value (default) | Clicks that call | Calls that book | Margin per extra loan | Repeat | Confidence |
|---|---|---|---|---|---|---|
| General and near me | A$4,569 (worked example) | 2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance) | put in yours | put in yours | put in yours | None |
| First home buyer loan | put in yours | 2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance) | put in yours | put in yours | put in yours | None |
| Investment property loan | put in yours | 2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance) | put in yours | put in yours | put in yours | None |
| Refinance home loan | put in yours | 2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance) | put in yours | put in yours | put in yours | None |
| Construction loan | put in yours | 2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance) | put in yours | put in yours | put in yours | None |
| Self-employed home loan | put in yours | 2.64% (LocaliQ 2026 Search Advertising Benchmarks - Finance & Insurance) | put in yours | put in yours | put in yours | None |
Keyword table
One keyword carries more than half of the searches. Each keyword is tagged with the segment its niche belongs to; the shared pool can feed any of them. Google rounds search volumes and estimates prices; treat small differences as noise. "Top-of-page bid, low to high" is Google Ads' own estimate of what you would need to bid to show near the top of the results page, not a price anyone has paid.
The market every segment shares
These numbers don't pick a segment for you. They set the size of the prize and the price of entry for all of them.
Mortgage broker ads across 6 NSW cities
2nd of 6 NSW cities by median cost per click, among the three cheapest. 2nd of 6 NSW cities by monthly searches, among the three most.
| City | Cost per click (A$, median) | Searches a month | Searches per 10,000 people |
|---|---|---|---|
| Sydney | A$27.62 | 8,805 | 15.6 |
| Newcastle | A$26.68 | 389 | 7.2 |
| Central Coast | A$27.79 | 337 | 9.5 |
| Wollongong | A$32.45 | 272 | 8.4 |
| Albury-Wodonga | A$16.89 | 86 | 8.4 |
| Wagga Wagga | A$29.37 | 75 | 12.9 |
Searches per 10,000 people use each city's own population (ABS 2025). Bold is Newcastle.
Mortgage broker ads across the 25 cities
Bunbury has the dearest clicks (A$43.43) and Rockhampton the cheapest (A$2.74). Newcastle is 9th of 25 cities by median cost per click, mid-table, and 8th of 25 cities by monthly searches, mid-table.
| City | Cost per click (A$, median) | Searches a month | Change vs last year |
|---|---|---|---|
| Bunbury | 43 |
98 |
+1.7% |
| Bendigo | 42 |
133 |
+35.6% |
| Geelong | 35 |
192 |
-10.5% |
| Sunshine Coast | 35 |
290 |
-2.8% |
| Perth | 35 |
3,228 |
-27.9% |
| Hobart | 33 |
169 |
-22.5% |
| Wollongong | 32 |
272 |
-3.8% |
| Canberra | 32 |
562 |
-54.1% |
| Brisbane | 31 |
4,876 |
-47.9% |
| Melbourne | 30 |
8,392 |
-39.0% |
| Wagga Wagga | 29 |
75 |
-5.3% |
| Cairns | 29 |
168 |
-3.3% |
| Mackay | 28 |
119 |
+2.1% |
| Central Coast | 28 |
337 |
-5.2% |
| Gold Coast | 28 |
1,036 |
-24.8% |
| Sydney | 28 |
8,805 |
-34.3% |
| Newcastle | 27 |
389 |
-33.7% |
| Adelaide | 26 |
1,916 |
-28.3% |
| Darwin | 26 |
120 |
-29.8% |
| Toowoomba | 24 |
172 |
-22.8% |
| Townsville | 23 |
233 |
-31.2% |
| Launceston | 22 |
113 |
-37.3% |
| Albury-Wodonga | 17 |
86 |
-4.6% |
| Ballarat | 14 |
119 |
-14.9% |
| Rockhampton | 2.74 |
97 |
-3.3% |
Sorted by cost per click, dearest first. The number in each cell is the value and the bar behind it shows its size. Prices from A$10 up are rounded to the dollar; prices under A$10 show cents; a city with no Google price sits at the bottom. Amber bars are falls in change vs last year. A dark dot marks a capital city. Newcastle is in bold with darker bars.
Competition in New South Wales
Business counts and job ads are published by state, not by city, so this section shows New South Wales figures for mortgage brokers; every NSW city in this set shares them.
The business count uses ANZSIC 6419 Other Auxiliary Finance and Investment Services and job ads use ANZSCO 2221 Financial Brokers, the closest published codes; they cover more businesses than mortgage brokers alone.
Mortgage broker job ads in NSW and mortgage broker searches in Newcastle, each against the year before.
NSW is 8th of 8 states and territories by businesses per 10,000 people, the most crowded.
Estimate: searches per business, Newcastle: 0.2 a month (assumes even business density across New South Wales; Newcastle holds 6.3% of New South Wales's population).
Four years of mortgage broker searches in Newcastle
Mortgage broker searches in Newcastle are down 33.7% year on year, averaging 389 a month. The last 12 months are in dark blue.
Total searches in each 12-month block.
Seasonality
January is the peak month, running 32.2% above the average month for mortgage broker searches in Newcastle; June is the quietest, 25.6% below.
Advertising rules
The advertising rules for this profession are set nationally; read the guidance from the ASIC (credit licensing) before you write ad copy. For general advertising and consumer-law obligations, see the ACCC advertising and selling guide.
Questions people ask about mortgage broker ads in Newcastle
What does a Google Ads click cost for a mortgage broker in Newcastle?
A$26.68 a click is the typical (median) cost across all mortgage broker search terms in Newcastle (Google Ads via DataForSEO, pulled 2026-10-12). That is 9th of 25 cities by median cost per click, mid-table.
How many people search for a mortgage broker in Newcastle each month?
389 searches a month on average over the last 12 months, down 33.7% year on year (Google Ads via DataForSEO, pulled 2026-10-12).
Which mortgage broker loan pays back fastest on Google Ads in Newcastle?
No margin or call-to-book rate is published for mortgage brokers here, so the payback figures need your own. Put in your own numbers in the planner to see which pays back.
How does Newcastle compare with other NSW cities for mortgage broker ads?
Newcastle is 2nd of 6 NSW cities by median cost per click, among the three cheapest, and 2nd of 6 NSW cities by monthly searches, among the three most (Google Ads via DataForSEO, pulled 2026-10-12).
Where do the numbers on this page come from?
Google Ads search volume and cost per click from DataForSEO (pulled 2026-10-12); loan values from published Australian sources where one exists; click-to-call and call-to-book rates from US industry benchmarks; business counts from the ABS. Full sources are listed at the bottom of this page.
Where this page sits
This is one of 541 pages: 22 services across 25 cities, all listed on the data hub. Every page uses the same keyword method, pull date and formulas, so figures compare directly.
Business counts and job ads are published by state, so the NSW figures on this page cover the whole state, not just Newcastle; search volumes and click prices are pulled for Newcastle itself.
Want someone to read your account against these numbers?
A free teardown looks at your last 90 days of Google Ads and tells you what to ask your agency. Or email your benchmark and the figures you typed above come with it; nothing is sent until you press send.
Method
Search terms: a fixed keyword set per service, tagged by intent (service, generic, near me and adjacent), targeted to each city using Google Ads city-level location codes, not a text match.
Headline monthly searches is the mean of the last 12 months of the core keyword set; the full 48-month series is shown on the chart.
Year-on-year change is total core-keyword searches in the last 12 months against the 12 months before that, for Newcastle's own totals (the two most recent 12-month blocks in the demand table).
Headline cost per click is the volume-weighted median of each keyword's mean cost per click over the core set, called "typical cost per click (median)" throughout. The top-of-page bid is shown separately with its own label; the highest single-keyword cost per click is never the headline.
A keyword is flagged Volatile when its 24-month maximum is 2.5 times its minimum or more, or when a single month makes up 40% or more of its 12-month total. Volatile keywords stay in the totals.
Prices convert from Google Ads US dollars to Australian dollars at the US Federal Reserve's H.10 monthly average rate for September 2026 (1 AUD = 0.7115 USD). Ranks compare cost per click (cheapest to dearest) and monthly searches (most to fewest) across the 25 cities with data for this service and across the cities in the same state, and business density (fewest to most) across 8 states and territories; a trend is only stated when the change is 5% or more.
Segments: each niche is tagged by how its own numbers pay back. Quick cash clears its ad cost on the first loan; Big tickets have the largest profit per loan in the service; Client book pays back over 12 months of repeat visits. A niche can carry up to two tags, or none ("not proven on these numbers") if neither test clears the bar. A niche with no published price carries "No price source yet" and asks you to put in yours. General and near-me keywords sit in a shared pool.
Confidence: each niche carries a confidence level (High/Medium/Low/None) for its weakest input among search volume, click price, loan value and margin. High means sourced for this exact city or an official AU figure. Medium means AU-sourced but national or industry-level. Low means a single weak source, an overseas figure or a US benchmark. None means no sourced figure; put in your own.
The modelled figure on this page is "searches per business" in the competition section, which assumes business density is even within a state, so a city's share of state businesses is approximated by its share of state population; it is the only number tagged "(estimate)". The segment cards, niche table and plan are a worked example using example loan rates you can replace with your own. Every other figure is a direct read from the source cited in the data section.
Data and sources
Next refresh planned January 2027. Download the monthly data as CSV.
| Dataset | Licence |
|---|---|
DataForSEO Google Ads search volume DataForSEO, retrieved 2026-10-12 | DataForSEO Terms of Service (paid API licence) |
ABS Counts of Australian Businesses (CABEE) Australian Bureau of Statistics | CC BY 4.0 |
ABS Estimated Resident Population Australian Bureau of Statistics | CC BY 4.0 |
JSA Internet Vacancy Index, ANZSCO 2221 Jobs and Skills Australia | CC BY 4.0 International |
US Federal Reserve H.10 Foreign Exchange Rates Board of Governors of the Federal Reserve System | Public domain (US government work) |
Search data pulled 2026-10-12 from Google Ads via DataForSEO. Prices in A$ at the US Federal Reserve September 2026 average (1 AUD = 0.7115 USD). Method, sources and CSV.
Google Keyword Planner estimates via DataForSEO, not what you'll pay at auction; your own Google Ads account shows your real price.
About this data
Search volumes and click prices are licensed from DataForSEO (Google Ads data) and can't be re-pulled without a paid account. Business counts, job ads and exchange rates are open government data you can download yourself. Published by Sixty Steps, which runs ad accounts for local businesses.
Related: Mortgage broker in Sydney, Mortgage broker in Central Coast, Mortgage broker in Wollongong, Mortgage broker across Australia.